Recently, more and more companies have started to implement new policies that prohibit the use of cell phones while driving. And the reason is easy to understand, texting or using the phone while driving is one of the leading causes when it comes to motor vehicle accidents; it’s also against the law in Georgia and many other states. This is why it makes a lot of sense for companies to have a policy which doesn’t allow their drivers to use phones while driving on company time.
Why Do Companies See the Need for this?
The problem with distracted driving is that it impairs the accuracy and speed of the driver in reacting to the vehicles and situations around them. By the time the driver reacts to the situation, it is often too late. The more claims a company has on their auto insurance, the more they’re going to pay. They could even get dropped by their insurance company for too many claims!
Does this help lower auto insurance costs?
Absolutely, if a company has dedicated policies that are designed to make driving safer, the car insurance costs can end up being lower. The amount a company pays for auto insurance is based on many factors, and the driving records of the company drivers is a huge factor.
Implementing distracted driving policies in the workplace is not difficult. First, you need to create the policy, or use a template and adapt it to your business. It may be best to have your attorney draw it up and/or review it. Next, you must distribute it to your employees and have them sign an acknowledgment that they have read and understand the policy and will abide by it. A good policy should have consequences up to and including termination for employees who cause a claim that is the result of distracted driving.
We encourage you to focus on implementing distracted driving policies in the workplace as quickly as possible. It helps keep your drivers safe and focused on the road ahead. Plus, in many states, it is the law! And since it can help lower car insurance costs for your business, it is something you should focus on right away.
We are an independent insurance agency headquartered in Woodstock, Georgia. Our group has access to rates from many respected insurance companies in the country. Founders Insurance has served generations of individuals, families, and businesses in the Atlanta area with the insurance products they need. Our experienced agents will work for you to get the best quotes to maximize coverage and minimize price! Give us a call or come see us today!