Homeowners insurance may seem like an extra expense, but knowing you’ll be protected if something happens to your home is invaluable. Here are a few simple tips that can help you find the right amount of coverage for the most affordable price.
Do your research.
Your mortgage lender might recommend their preferred insurer, but ultimately the choice is up to you. Be sure to shop around and get quotes from at least three different insurance companies. Working with an experienced insurance agent, like the team at Founders, is a simple way to know you’re getting the most for your money.
Talk to your agent every year.
There are a lot of factors that go into how much your premium costs will be. If you complete a renovation or major repair that adds value to your home, your insurance needs could change. Your insurance agent will be able to interpret the (sometimes purposefully) difficult to understand renewal contracts and assure you that your home has the coverage it needs.
Ask about available discounts.
Did you install energy-efficient windows, or update your smoke detectors? Is your home a new construction? Can you bundle your home and auto insurance? These are all important questions to ask your insurance agent so they can help you find the most cost-effective policy to fit your needs.
Finding the best homeowners insurance policy can seem overwhelming, but it doesn’t have to be! Our expert team is here to walk you through every step of the process and make sure your home and family are protected. Let’s get you started today!